logo logo
Login Sign up

Terms And Condition

Welcome to Raf Trust Community, the official social networking platform of the RAF UNION Cooperative Investment and Credit Union.
By accessing or using this platform, you agree to comply with and be bound by the following Terms of Service. Please read them carefully before using our website, mobile app, or any of our services.

1. Acceptance of Terms

By registering, accessing, or using Raf Trust Community, you agree to these Terms of Service, our Privacy Policy, and all other community guidelines.
If you do not agree, please do not use the platform.

2. Eligibility

Raf Trust Community is open to:

  • Verified RAF UNION Cooperative members

  • Aspiring members who agree to follow the cooperative’s code of conduct

You must be at least 16 years old to use this platform.
For users under 18, parental or guardian consent is recommended.

3. Your Account and Responsibilities

  • You are responsible for maintaining the confidentiality of your account details and password.

  • You agree to provide accurate information, including your real name, location, and contact details during registration.

  • You agree not to impersonate another person or create multiple fake accounts.

  • You are responsible for all activities that occur under your account.

4. Community Conduct

Raf Trust Community promotes trust, cooperation, and respect.
By using this platform, you agree to:

  • Communicate respectfully with other members.

  • Avoid hate speech, harassment, or discrimination of any kind.

  • Avoid spreading false information, fraud, or divisive content.

  • Use the platform strictly for legal and cooperative purposes.

  • Respect privacy — do not share private member data without consent.

Violation of these rules may lead to account suspension or permanent removal from the community.

5. Content Ownership and Use

  • You retain ownership of the content you share on Raf Trust Community.

  • By posting or uploading content, you grant RAF TRUST COMMUNITY a non-exclusive, worldwide, royalty-free license to display and distribute your content within the platform for community engagement and promotional purposes.

  • Content that violates intellectual property rights, community guidelines, or laws may be removed without notice.

6. Prohibited Activities

You agree not to:

  • Post or distribute harmful, false, or misleading content.

  • Engage in scams, pyramid schemes, or spam activities.

  • Use the platform to promote violence, political extremism, or illegal trade.

  • Attempt to hack, disrupt, or exploit the system in any way.

7. Platform Features and Updates

Raf Trust Community includes features like:

  • Timeline

  • Groups and Pages

  • Events

  • Messaging

  • Business and Cooperative Networking

We may add, update, or remove certain features at any time to improve user experience and maintain platform integrity.

8. Data and Privacy

Your privacy and data security are important to us.
Please review our Privacy Policy to understand how we collect, use, and protect your information.
By using Raf Trust Community, you consent to such data handling practices.

9. Termination of Account

RAF TRUST COMMUNITY reserves the right to suspend or delete any account found in violation of these Terms or for any activity that may harm the cooperative’s mission or reputation.
Members may also deactivate their accounts at any time.


10 Disclaimer and Limitation of Liability

Raf Trust Community is provided “as is.”
We make no guarantees about continuous, error-free access to the platform.
RAF UNION Cooperative and its administrators are not responsible for any damages or data loss resulting from your use of this platform.

11. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria.
Any dispute will be resolved under Nigerian cooperative and digital communications laws.

12. Contact Us

If you have questions or concerns about these Terms, please contact us at:
rafunion247@gmail.com
www.rafunion.org

Final Note

Raf Trust Community was built to connect people who believe in trust, cooperation, and collective progress.
By being part of this platform, you’re not just joining a social network — you’re helping to build a new kind of community where everyone matters and everyone prospers.

Together we rise, together we prosper.